| Account Type |
More Info |
Minimum Opening Balance |
Monthly Service Charge |
Balance to Avoid Service Charge |
Minimum Balance to Earn Interest |
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Free Checking
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show/hide
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$100 |
$0 |
$0 |
N/A |
A non-interest bearing checking account with no minimum balance requirements.
Account Features
- No monthly service charge.
- No minimum balance requirement.
- Customer only pays for checks.
- FDIC insurance
- Free Direct deposit of Social Security and retirement checks.
- Free notary service.
- Unlimited check writing
- Unlimited deposits.
- Monthly statement-no images.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year
- Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.
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Student Checking
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show/hide
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$0
|
$0
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N/A
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N/A
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A free checking account that offers students and their parents convenience and cost savings.
Account Features
- No monthly service charge.
- No minimum balance requirement.
- First order Simmons First Logo checks free
- Free Direct deposit
- Unlimited check writing
- Unlimited deposits.
- Monthly statement-no images.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- Free (no annual fee) Simmons First Student Checking Card (debit card)
- No fee charged by Simmons First for using bank's ATMs. Fee charged by other banks will apply.
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Bonus Checking
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show/hide
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$100
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$8
|
N/A
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N/A
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A non-interest bearing checking account, loaded with features, for one low monthly fee.
Account Features
- No minimum monthly balance required.
- Free Simmons First Logo checks.
- No annual fee on VISA or MasterCard.
- Overdraft protection.
- Simmons First Line of Credit.*
- FDIC insurance
- Free direct deposit of Social Security and retirement checks.
- Free notary service
- Free travelers cheques and money orders.*
- Unlimited check writing
- Unlimited deposits.
- Monthly statement - with images.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year.
- No annual fee Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.
*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
*Travelers cheques are single signature only
*Simmons First Line of Credit established upon application and approval
To learn more, please contact a Financial Service Representative at any of our convenient locations.
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Regular Checking
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show/hide
|
$100
|
$6
|
$500 or Monthly Average of $1,000
|
N/A
|
A basic non-interest bearing checking account to fit all your needs.
Account Features
- FDIC insurance
- Free direct deposit of Social Security and retirement checks.
- Free notary service.
- Unlimited check writing.
- Unlimited deposits.
- Monthly statement- with images.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year.
- Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.
*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
To learn more, please contact a Financial Service Representative at any of our convenient locations.
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All in One Checking
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show/hide
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$100
|
$8
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$1,000
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N/A
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Interest bearing account packed full of benefits.
Account Features
- Interest-bearing checking account.
- FDIC insurance.
- Free direct deposit of Social Security and retirement checks.
- Free notary service.
- Free travelers cheques and money orders.
- Unlimited check writing.
- Unlimited deposits.
- Monthly statement- with images.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24- hour access to your funds 365 days a year.
- Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.
*Benefits and features subject to customer qualification and approval by Simmons First.
$100 required to open account.
*Travelers cheques are single signature only
To learn more, please contact a Financial Service Representative at any of our convenient locations.
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Clear Choice Checking
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show/hide
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$100
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$15
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$5,000
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$0
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Interest bearing account that rewards high balances with a higher interest rate and lots of extras! In addition to the basic checking features you also receive many extras such as free Simmons First logo checks, free online Bill Pay, special consumer loan rates and much more.
Account Features
- Free Simmons First Logo checks.
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No Annual Fee VISA Platinum Rewards card
- Free Simmons First Classic Checking Card
- Up to ½% discount on Direct Installment when monthly payment is made with automatic debit from your Simmons First checking account; up to ¼% discount without automatic debit
- Free Travelers (single signature) cheques and money orders
- Overdraft Privilege
- FDIC insurance
- Notary service
- Unlimited check writing & deposits
- Monthly statement with images
*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
To learn more, please contact a Financial Service Representative at any of our convenient locations.
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Health Savings
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show/hide
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$100
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$35 annually
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N/A
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$0
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As health care costs continue to rise, many employers are learning about a smart way to save for these expenses. A Health Savings Account (HSA) is a tax advantaged account that can be funded by an employer, the employee, or another qualified party. Contributions to the account are tax deductible, and the HSA may accrue interest on a tax- deferred basis. Also, account withdrawals to pay for qualified health expenses are tax-free, providing participants with significant tax savings. An HSA may be portable between employers.
Account Features
- Unlimited check writing & deposits
- Interest bearing checking account
- Higher the balance, the higher the rate
- FDIC Insurance
- Free direct deposit
- Free notary service
- Monthly statement
- Free Online Banking (link to Learn More Online Banking)
- Free Simmons First Classic Checking Card
*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open.
For more information about Simmons First Health Savings account visit Frequently Asked Questions.
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Fifty Plus Checking
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show/hide
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$100
|
$8
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$100
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$0
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An interest bearing checking account for those 50 or older.
Account Features
- Interest bearing checking account.
- Free Simmons First Logo checks
- FDIC insurance
- Free direct deposit of Social Security and retirement checks
- Free notary service
- Free travelers cheques and money orders*
- Unlimited check writing
- Unlimited deposits
- Monthly statement-with images
- Free Online Banking (link to Learn More Online Banking)
- Free Bill Payment (link to Learn More Online Banking)
- No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year.
- Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.
*Benefits and features subject to customer qualification and approval by Simmons First
*$100 required to open account
*Travelers cheques are single signature only
*Must be 50 or older
To learn more, please contact a Financial Service Representative at any of our convenient locations.
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