Business Banking

Account Type More Info Minimum Opening Balance Monthly Service Charge Balance to Avoid Service Charge Minimum Balance to Earn Interest
Free Business Checking show/hide $100 $0 $0 N/A


A non-interest bearing checking account with no minimum balance requirements.

Account Features
  • Free Checking – with no monthly service charge, no minimum balance requirements*
  • Free Simmons First Debit Card
  • Unlimited use of Simmons First ATMs and Bank Anywhere internet services
  • 500 free transactions per month (35¢ per transaction over 500)
  • First order of Simmons First logo checks free
  • Free Online Banking
  • Free** Bill Payment
  • Access to Simmons First Merchant Services*
  • Access to small business loans and letters of credit*
  • Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.
Commercial Checking show/hide $100 $0 $0 N/A


An analyzed checking account that gives you credit for your balances while tracking your monthly activity.

Account Features


  • Earnings Credit
  • FDIC insurance
  • Free notary service
  • Unlimited check writing
  • Unlimited deposits
  • Monthly statement - with images
  • Free Online Banking
  • Free** Bill Payment
  • Access to Simmons First Merchant Services*
  • Access to small business loans and letters of credit*
  • Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.
All In One Checking show/hide $100 $8 $1,000 $0


Interest bearing account packed full of benefits.

Account Features
  • Interest-bearing checking account.
  • FDIC insurance.
  • Free notary service.
  • Unlimited check writing.
  • Unlimited deposits.
  • Monthly statement- with images.
  • Free Online Banking
  • Free** Bill Payment

No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24- hour access to your funds 365 days a year.
Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.

*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.