A non-interest bearing checking account with no minimum balance requirements.

• Free Checking – with no monthly service charge, no minimum balance requirements*
• Free Simmons First Debit Card
• Unlimited use of Simmons First ATMs and Bank Anywhere internet services
• 500 free transactions per month (35¢ per transaction over 500)
• First order of Simmons First logo checks free
• Free Online Banking
• Free** Bill Payment
• Access to Simmons First Merchant Services*
• Access to small business loans and letters of credit*
• Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

An analyzed checking account that gives you credit for your balances while tracking your monthly activity.

• Earnings Credit
• FDIC insurance
• Free notary service
• Unlimited check writing
• Unlimited deposits
• Monthly statement - with images
• Free Online Banking
• Free** Bill Payment
• Access to Simmons First Merchant Services*
• Access to small business loans and letters of credit*
• Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

Interest bearing account packed full of benefits.

• Interest-bearing checking account.
• FDIC insurance.
• Free notary service.
• Unlimited check writing.
• Unlimited deposits.
• Monthly statement- with images.
• Free Online Banking
• Free** Bill Payment

No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24- hour access to your funds 365 days a year.
Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.

*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.